{"id":62214,"date":"2023-09-04T09:00:55","date_gmt":"2023-09-04T01:00:55","guid":{"rendered":"https:\/\/shopee.com.my\/blog\/?p=62214"},"modified":"2023-09-01T21:50:41","modified_gmt":"2023-09-01T13:50:41","slug":"spaylater-shopee-in-store-purchase-malaysia","status":"publish","type":"post","link":"https:\/\/shopee.com.my\/blog\/spaylater-shopee-in-store-purchase-malaysia\/","title":{"rendered":"You Can Buy Now Pay Later For In-Store Purchases With SPayLater By Shopee"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The \u201cbuy now, pay later\u201d trend has been on the rise in recent years as we embrace a cashless society and more platforms begin to offer payment-by-instalments for larger sections of consumers. No longer is it a privilege only afforded to credit card holders, as every consumer can sign up for such services with minimal requirements. In Malaysia, we have the likes of PayLater by Grab, Atome, and, of course, <\/span><span style=\"font-weight: 400;\">SPayLater by Shopee<\/span><span style=\"font-weight: 400;\">. Speaking of the latter, did you know that SPayLater is available for in-store purchases too? Read on to learn more!<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Yes, You Can Purchase Items In Physical Stores Using<\/span><span style=\"font-weight: 400;\"> SPayLater By Shopee<\/span><\/h2>\n<figure id=\"attachment_62243\" aria-describedby=\"caption-attachment-62243\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-62243\" src=\"https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7.jpg\" alt=\"ShopeePay QR and DuitNow QR spaylater shopee\" width=\"800\" height=\"367\" srcset=\"https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7.jpg 800w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7-300x138.jpg 300w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7-768x352.jpg 768w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7-230x106.jpg 230w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7-350x161.jpg 350w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/09\/iphone-15-7-480x220.jpg 480w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-62243\" class=\"wp-caption-text\">Credit: <a href=\"https:\/\/shopee.com.my\/\" target=\"_blank\" rel=\"noopener\">Shopee<\/a><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">In <\/span><span style=\"font-weight: 400;\">Malaysia, buy-now-pay-later<\/span><span style=\"font-weight: 400;\"> is mostly associated with online purchases. But you can also use it to buy stuff when visiting physical stores with <\/span><span style=\"font-weight: 400;\">SPayLater by Shopee<\/span><span style=\"font-weight: 400;\">. All you need to do is to look out for and scan the ShopeePay QR or any DuitNow QR in participating stores via the QR scanner in the Shopee app and proceed to checkout by selecting SPayLater as your payment method. Alternatively, the merchant can scan your in-app ShopeePay QR code to initiate the payment process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With over 1.6 million DuitNow QR merchants nationwide where ShopeePay is accepted, you can use SPayLater not only for purchasing electronic devices like <\/span><a href=\"https:\/\/shopee.com.my\/Mobile-Phones-cat.11000979.11001025\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">smartphones<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/shopee.com.my\/Fashion-Accessories-cat.11000690\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">fashion items<\/span><\/a><span style=\"font-weight: 400;\">, but also pay for <\/span><a href=\"https:\/\/shopee.com.my\/Groceries-Pets-cat.11000003\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">groceries<\/span><\/a> <span style=\"font-weight: 400;\">and meals. Some of the participating merchants include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Giant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lotus\u2019s<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Puma<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Subway<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sasa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Switch<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">vivo<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Why Use <\/span><span style=\"font-weight: 400;\">SPayLater<\/span><span style=\"font-weight: 400;\"> By Shopee For Offline Purchases?<\/span><\/h2>\n<figure id=\"attachment_62216\" aria-describedby=\"caption-attachment-62216\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-62216\" src=\"https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173.jpg\" alt=\"a woman making a cashless payment in store\" width=\"800\" height=\"600\" srcset=\"https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173.jpg 800w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173-300x225.jpg 300w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173-768x576.jpg 768w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173-230x173.jpg 230w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173-350x263.jpg 350w, https:\/\/shopee.com.my\/blog\/wp-content\/uploads\/2023\/08\/2023-2023-08-23T161454.173-480x360.jpg 480w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-62216\" class=\"wp-caption-text\">Credit: <a href=\"https:\/\/www.seamoney.com\/\" target=\"_blank\" rel=\"noopener\">Seamoney<\/a><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">You may think that using a <\/span><span style=\"font-weight: 400;\">buy-now-pay-later service in Malaysia<\/span><span style=\"font-weight: 400;\"> to purchase small, everyday items in stores is unnecessary, and you are not wrong (though with the escalating cost of living and price increases everywhere, even shopping for groceries can burn a huge hole in your wallet!). But SPayLater offers more than just the flexibility of breaking down big expenses into more affordable payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Besides being a more convenient and faster way to checkout, using SPayLater can be rewarding, too. You can enjoy exclusive cashback, discounts, and offers during promotional periods. Presently, users who spend RM40 and above for their in-store purchases will be rewarded with 300 Shopee Coins daily. Not just that, new users will enjoy RM5 cashback when they spend more than RM20 in their first transaction using SPayLater.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">A Word On Responsible Spending With BNPL<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Yes, the prospect of owning the things you have always wanted without emptying your bank account is very attractive. However, it can also be a potential pitfall if one is not careful with their spending. We know, it is all too tempting to get the latest gadgets or the trendiest fashion items when you don\u2019t have to pay the full price tag right away, but don\u2019t make the mistake of falling into the trap of unnecessary spending just because you can.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We should all practise responsible shopping at all times, and that involves spending within our budget limit and making informed decisions about our spending patterns. With buy-now-pay-later services, you should budget the total amount of the product and make sure you are able to fulfil the split payments in the following months. Identify and differentiate between your wants and needs. BNPL services like <\/span><span style=\"font-weight: 400;\">SPayLater by Shopee<\/span><span style=\"font-weight: 400;\"> can help maintain your monthly cash flow if you are short of cash, but it is not a licence to spend impulsively!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We encourage you to spend some time reading and understanding <\/span><a href=\"https:\/\/help.shopee.com.my\/portal\/article\/77231-SPayLater-Terms-of-Service?seo=1\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">SPayLater\u2019s terms and conditions<\/span><\/a><span style=\"font-weight: 400;\"> on processing fees and late payment fees to avoid incurring additional charges. Should you have further enquiries, you can <\/span><a href=\"https:\/\/help.shopee.com.my\/portal\/webform\/b7a7ff2afd484f1dbddb3a922c7e90e7\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">submit an enquiry form to the Shopee customer service team<\/span><\/a><span style=\"font-weight: 400;\"> or call them at +603-2777-9222.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The \u201cbuy now, pay later\u201d trend has been on the rise in recent years as we embrace a cashless society [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":62245,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[738,723],"tags":[885,754,886],"class_list":["post-62214","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-shopee-highlights","category-shopee-updates","tag-buy-now-pay-later","tag-shopee-highlights","tag-spaylater"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SPayLater By Shopee Makes In-Store Purchases More Manageable<\/title>\n<meta name=\"description\" content=\"Think buy-now-pay-later services are just for online purchases? With SPayLater by Shopee, you can now BNPL in physical stores too.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shopee.com.my\/blog\/spaylater-shopee-in-store-purchase-malaysia\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You Can Buy Now Pay Later For In-Store Purchases With SPayLater By Shopee\" \/>\n<meta property=\"og:description\" content=\"Think buy-now-pay-later services are just for online purchases? 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