IMPORTANT:

The RM1.00 paid through the HLB Official Store in Shopee will be refunded in the form of a RM1 Shopee Voucher after the order is completed. To claim your code: Go to 'Notifications' > 'Shopee Updates' > Click on 'HLB Logo'

HOW TO APPLY?

● Once you’ve completed your purchase, a HLB Relationship Manager will contact your mobile number within five

(5) working days for an appointment to open your account.

FEATURES & BENEFITS

Earn Interest With Everything You Do

● Earn interest when you deposit, make online payments and spend with your debit card.

● Earn bonus interest of up to 0.9% p.a. on your share trading transactions with HLeBroking.

Multi-Currency Feature

● The Hong Leong Pay&Save Account comes with a Multi-Currency Feature that enables you to buy, sell, save and

access 12 foreign currencies within a single account on HLB Connect Online banking.

● Joint Accounts are not eligible to activate the Multi-Currency Feature.

The option of an Islamic bank account

● The HLB Pay&Save Account-i follows the Shariah concept of Tawarruq

● Islamic Banking in general promotes profit and risk sharing between the Bank and Customers

● Some core principles are:

o Interest (Riba’) free based transactions

o Free from gambling (Maysir) activities

o Free from elements of uncertainty (Gharar) which may lead to exploitation

o Free from products and activities that are considered harmful to society

Debit Card

● No debit card issuance fee.

Monthly Statement

● Keep track of your finances with monthly e-statements accessible 24/7 via HLB Connect Online or Mobile Banking.

Easy Access

● Access and manage your account through HLB Connect Online or Mobile Banking, ATMs and branches

nationwide.

ELIGIBILITY

● Malaysian citizens and permanent residents age 18 years and above.

● Single or joint account holders

● Minimum RM50 to open the account

For full Terms & Conditions please visit www.hlb.com.my or www.hlisb.com.my

Hong Leong Bank Berhad 193401000023 (97141-X) Hong Leong Islamic Bank Berhad 200501009144 (686191-W)

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.